Small business funding

The best for your South African small business

Speak to one of our qualified and seasoned Small Business Funding Managers to better understand what funding options and approvals we have for your small business.

We move as fast as your business.

Apply today with absolutely no commitment and get access to R20,000 – R1,500,000

How it works.

Apply Today!

Apply Online using our fast & easy South African online application

Get Approved

We say yes to over 66.2% of South African applications!

Get Funded!

Receive your South African Business Funding in as fast as 95 hours!

About CapeTown Capital

Located Downtown Cape Town, South Africa, CapeTown Capital ™ specializes in providing South African small business owners with effective and efficient Small Business Funding solutions. CapeTown ™ specializes in South African alternative business funding solutions for SMB’s in all Provinces and Post Codes throughout Mzansi & The Rainbow Nation. As a South African Small Business Funder, we have a vast & wide selection of Small Business Funding services that are designed to help with all of your business’ needs in an immediate fashion. Our continuous growth throughout South Africa, allows us to give detailed attention to each merchant’s specific needs and offer creative Funding options. CapeTown Capital ™ provides South African Small Business Funding, as well as the guidance you need to keep your South African business thriving. Learn why you should apply today for our Small Business Funding solutions throughout South Africa.

Why CapeTown Capital

We help and support South African Small Business Owners throughout all Provinces & Post Codes, get the funding they need in a fast, efficient, transparent, and more importantly simplistic funding approach.


Your custom South African Small Business Funding approval is based on your business cash flow, and we anticipate the ebb and flow of a 12-month business cycle, as well as the seasonality based in your Province.


CapeTown Capital is going on 2 years of market experience and funding services serving all South African Cities, Provinces and Post Codes. Locally trusted on in Cape Town, and nationally innovative on all South African Small Business Funding verticals.


South African Small Business Funding is typically available to your business within 95 hours of your funding offer provided by CapeTown Capital

What can fast, affordable and transparent South African business funding do for your business today?

Buy Equipment

Hire Staff

New Marketing Campaign

Purchase New Inventory & Products

Make Payroll

Manage Cashflow

What will I pay?

CapeTown Capital has simplified the Small Business Funding process in South Africa with custom Fixed & Flex Funding Programs our 3.3, 4.1, 6.2, 9.5 & 11.8 Month Funding offers.

Your custom Small Business Funding offer is based on your business cash flow, and we anticipate the ebb and flow of a 12-month business cycle.

Every month your Small Business is only responsible for a small portion of the Total Purchased Receivables put into place for funding.

Typically, South African Small Business owners will have anywhere from 6.90% – 20.95% collected back monthly towards the Total Purchased Receivables due from the funding provided by CapeTown Capital ™.

There are absolutely no Pre-Payment Penalties. In fact, your South African Business can actually take advantage of PrePay Discounts along with Reload Discounts, Renewal Discounts & more.

Funding & Winning CapeTown Capital ™ funds your Small Business, and you start establishing stronger credit month by month. Speak to your South African Funding Manager within CapeTown Capital ™ for more details.

Does my Small Business qualify for Funding in South Africa?

My business has been operating & generating sales for 100 days or more

My business is registered with CIPC (Companies Intellectual Property Commission)

My business generates average monthly sales / turnover of R170,695+ and/or

My business generates average annual sales / turnover of R1,600,095

At CapeTown Capital we fuse our progressive underwriting models with our understanding of human nature to create the best possible funding solutions for our clients.

We focus on tailoring our offerings to suit the specific needs of our clients in order to accelerate their growth and build long-lasting relationships.



The team at CapeTown Capital ™ has been providing funding solutions to small business owners dating back to 2012. We understand that smaller businesses don’t always have the time to jump through the hoops involved in attaining business funding with a bank, so as an alternative South African Business Funder, we make applying for funding solutions easy and stress-free.

We offer in-depth consultation and advice to small and medium-sized South African businesses and connect them with the right funding package they need to achieve success and growth.

Whether you are looking for business financing solutions, start-up funding, or small business funding, we can help you.

All you have to do is apply online!

We provide business financing solutions that you can count on:
Faster, Simpler Approvals in South Africa
South African small business owners don’t want to be waiting around to receive the funding they need. In fact, our nation’s economy relies on the swift and effective delivery of funds.
We work to support this with fast decisions and prompt approval rates. Instead of filling out mass amount of paperwork, when you choose CapeTown ™, you just apply online and leave the rest to us.

We Work with You:
Too many South African Funding providers offer only “off the peg” services, designed to provide impersonal, general funding packages. Not us.

We work with you as a partner, not simply as a customer. As an alternative Small Business Funder, we work directly with you to personalize business financing solutions that will ensure that you get the capital solution you need when you need it. We stand shoulder to shoulder with you as you grow and expand to ensure that you are fully supported every step of the way.

Get Your Small Business Funded Without Delay:
Our simple process with no submission or upfront fees makes prequalifying for our South African Small Business Funding extremely quick and easy when you apply online. Get your funds within 100 hours of your funding offer provided by CapeTown Capital ™.

Get the Options You Need in South Africa:
Whether you are looking for startup funding or small business funding, we can help you. Speak to our team and get put in touch with the right business financing solutions for you. Even if you have been turned down elsewhere, you might find our small business funding to be exactly what you need.

Compared to others

Big Banks CapeTown Capital Credit Cards Government
Funding R1,485,555+ R14,410 – R4,456,662 Credit Based Credit Dependent
Process Long / Business Plan Offers Same Day 3 – 10 Days+ Long / Industry Specific
Approval 22 – 33 Days+ Same Day 6 – 23 Business Days 44 – 88 Days+
Funding Time 33 – 66 Days+ 88 - 100 Hours TBA / TBD 66 – 99 Days+
Approval Criteria Credit / Collateral Business Health Credit Score Collateral & Credit

Get in touch with us today to learn more about our Small Business Funding solutions — just use the button below to Apply Now! Our application process takes less than 95 seconds, and then the rest is up to us.

See What Our Happy Funded Business Owners Have To Say In South Africa

Apply Today

Get approved for up to R1,500,000 today.
No fees, no commitments.